Newest Questions
40,089 questions
0
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0
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18
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is it correct to list restricted cash under current assets? [closed]
I just started my study of introductory financial accounting and I notice that the textbook lists restricted cash under current assets in one sample balance sheet.
Then I checked the textbook for ...
0
votes
0
answers
50
views
What OTC code should I use with a UK account to transfer money to US bank account [duplicate]
I have UK Bank account and I want to transfer money to usa bank what is my cto or sort code to transfer funds to US
7
votes
2
answers
1k
views
Why wasn't the higher 401(k) catch-up limit for ages 60-63 increased for 2026?
According to the Senate's own summary of Secure 2.0 (italics added for emphasis):
Section 109, Higher catch-up limit to apply at age 60, 61, 62, and 63. Under current law,
employees who have attained ...
- 795
-2
votes
2
answers
199
views
How to track the optimum time to sell stocks and buy cryptocurrency?
I have a bunch of stocks and mutual funds in my portfolio. I'd like to sell some small percent of these "traditional" investments and purchase some cryptocurrency. But I’m trying to figure ...
1
vote
0
answers
41
views
Finding the historical P/E and P/B ratios of indices/ETFs? [closed]
For the European ETFs (Stoxx 50, Stoxx 600, etc.), I see that it's difficult to find the historical P/E ratios and P/B ratios.
I thought of computing these ratios from raw data, but even the ...
- 111
-1
votes
2
answers
92
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Shortcut to getting your managed funds to weigh towards defensive stocks
There are a lot of stocks that ride out recessions better than others, but they typically underperform during boom times. Weighing a directly-managed portfolio to increase resilience is certainly ...
-1
votes
0
answers
39
views
My question is about ledgers and trial balance which lam asked to prepare I have opening balances of the previous accounting period help me tosolve it [closed]
Text
The above a link
Of the image
Of the question
That I need you
To help me solve
It
It has opening balances
Of the previous
Period
And
Respective
Ledger
accounts
I need to
Know how
to record
the
...
2
votes
1
answer
759
views
When should I apply ss when I turn 70 Dec 12, 2026
When should I apply for ss when I turn 70 on Dec 12, 2026?
- 29
0
votes
1
answer
95
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I purchase things for someone and get reimbursed: how should I track this?
I'm using Gnucash to track my spending.
I've got a relative who can't always leave the house, so from time to time I'll get deputized to go shopping. I'll buy things and pay with my credit card. I'...
- 1,318
1
vote
1
answer
133
views
What to do if the IRS doesn't know how much I owe?
I have been making regular payments towards an IRS payment plan for a couple of years. Starting maybe eight months ago, my bills started just displaying "???" as the balance due, and the Web ...
- 3,105
-2
votes
2
answers
90
views
Practice W-2 Forms [closed]
I teach a personal finance class and I am looking for some sample W-2s to help them understand how to fill out an income tax form (1040). Is there any place I can print them so the students can use ...
0
votes
1
answer
78
views
Is the three-part decomposition of earnings growth, dividends, and valuation changes standard for analyzing stock returns?
I believe I often hear about stock returns being broken down into earnings growth, dividends, and changes in valuation multiples (likely, mainly P/E?).
Is this three-part decomposition the standard ...
- 633
9
votes
2
answers
4k
views
How to perform a mass charge back against a business?
I'm in a dispute with Uber over a ton of non-delivered items. This is everything from 20 cent charges to over $100 for undelivered food.
I initially kept using them as it was infrequent and the ...
- 213
3
votes
2
answers
180
views
Marriage and inheritance / separation planning
My wife and I are both going to receive a pretty sizeable inheritance from both of our parents. The inheritance we'll both receive should be, roughly, around the same figure.
I've done some research ...
- 511
8
votes
2
answers
848
views
Who gets the accumulated preferred stock late dividend payments?
The better preferred stocks are "cumulative".
I understand that this means:
I buy a few shares, say 100, on Jan 1st 2024
The company has liquidity issues and stops paying dividends as a ...
- 545
1
vote
1
answer
131
views
When am I required to have cash in my account for stock grants on Saturday?
In California I receive part of my income as stock grants. I have the option to put cash in my brokerage account to cover the income tax withholding for the grant.
This upcoming vest is listed to ...
- 3,182
0
votes
1
answer
68
views
Should I write "1120-f" in SS-4 as a foreign small business with no US income
I have small Finnish company that collects royalties from selling games on Steam. I had a small confusion with the IRS that led to my company being misclassified with the SS-4 form, and I am now ...
- 1
0
votes
1
answer
114
views
Can renting a Facebook Agency Account be considered a legitimate business expense and be tax-deductible?
I run a small e-commerce business and recently started renting a Facebook Agency Account from a third-party provider called GDT Agency to improve advertising performance.
The rental fee is paid ...
0
votes
1
answer
121
views
Does it make sense to use my Roth IRA to earn gains on cash while saving for a car purchase?
First ever posting here. Apologies in advance if this question is a bit convoluted. Trying to figure out the best way to go about buying a replacement car…
I’m currently saving for a newer used car to ...
0
votes
0
answers
82
views
Bitcoin: Fees, taxes, and COT code for withdrawals? [duplicate]
Why if you have Bitcoin is it so hard to get the money that is already yours? They say there's fees and taxes and you have to pay 300 dollars for a COT tax code?
- 19
2
votes
0
answers
54
views
Selecting the same vs. different contractor for water damage mitigation and reconstruction
I'm dealing with significant, category 3 water damage to my house after an upstairs toilet bowl overflowed. The master bathroom, closets, parts of master bedroom, and half of kitchen are significantly ...
1
vote
0
answers
25
views
Is a partial order moved from NBBO to the Odd Lot when it goes under 100 shares?
I have had my share of partial orders going through... What I'm wondering is what happens when the number of shares being bought or sold goes from over 100 to under 100.
From my understanding, if I ...
- 545
1
vote
1
answer
93
views
Are the books working the same way in pre- & post-market as they are in the day time market?
Quite often, when I look at my orders in the pre- or post-market, I see what looks like discrepancies. Here is a screenshot of one set of opened orders in my account:
As we can see, I have an open ...
- 545
-2
votes
3
answers
260
views
What can an unscrupulous person do with brand new debit card?
Few days ago I spotted what looked like rubbish in front of my home. Looking closer, it turned out a letter from a bank, addressed to a lady living about twenty miles from me, and containing a brand ...
- 25.2k
0
votes
2
answers
87
views
Options Sell query - sell strangle
My dear experiences traders,
I am stepping myself into the world of trading and this is my first post with a query and would need to expert directions or inputs to help me understand my query.
I ...
-1
votes
1
answer
155
views
What is the worth of mutual funds actually?
I'm looking at low risks mutual funds as a potential investment and wondering what exactly is their point?
80% of the investment is just bonds anyway with a tiny windfall of equity just for a little ...
- 451
0
votes
1
answer
55
views
Converting Resident ICICI Account & Demat to NRO/NRE – Need Advice
I’m an NRI living in the UK. I still have a resident savings account with ICICI linked to a resident demat account. The portfolio is small (current value around ₹1.4 lakh), and I don’t actively buy or ...
0
votes
0
answers
33
views
Taxes payable in Slovakia on a dividend stock fund
From this source I have this info
Capital gains from the sale of shares listed on a recognised stock exchange are exempt from tax if held for more than one year.
dividend income from profits arising ...
- 153
0
votes
1
answer
252
views
new employer across the other side of the country
I was contacted by a company called Pacific Shore Real Estate, out of Bakersfield CA. The person claimed to be the CEOs son. I had applied to this job on line with a bunch of other jobs I want to ...
0
votes
1
answer
33
views
Difference between TIN and TAE in savings account
I have a savings account with Bank Norwegian which offers a TIN (nominal interest rate) rate of 2.20%. I understand that TIN differs from TAE (annual percentage rate of charge) in that it does not ...
- 153
7
votes
3
answers
2k
views
Do multiple credit cards help or hurt credit score for young person with no credit yet?
My (19 year old) son has no credit score and just got an entry level first credit card. He then got an offer for a a much better credit card (in terms of cash rewards).
Will having two cards be better ...
- 363
0
votes
3
answers
130
views
How does model factor into automobile insurance?
I'm getting quotes for auto insurance. My wife and I have two cars:
2015 luxury brand compact SUV with very low mileage
2010 mainstream brand hatchback with high mileage
My questions stem from how ...
- 538
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votes
4
answers
328
views
If i buy 5% of a company how much will i earn a day or a month [closed]
The amount of money I'll be earning from that business after buying 5% shares
0
votes
3
answers
195
views
Income tested versus needs tested benefits
In retirement, I actually qualify as fairly low income, despite having more than adequate wealth. On paper, the gross of my investments is greater than my salary used to be, but most of that is ...
- 54.4k
3
votes
1
answer
946
views
U.S. Stocks: Sell Highest-Cost Long-Term Lots First to Pay Less Tax?
I plan to sell some stocks in the U.S. These shares were purchased gradually over the past five years, starting around 2020, with about $60 invested each day using Robinhood’s fractional share ...
- 1,391
3
votes
2
answers
534
views
How do you determine the second lowest cost Silver plan (SLCSP) if there are no Silver plans available in your area?
I'm looking at health insurance plans for 2026 and curiously, even though there are 46 in my area, all of them are Gold or Bronze. Since there are no Silver plans, how is the second lowest cost Silver ...
- 16.2k
9
votes
3
answers
3k
views
Crypto Currency node trading scam
I was approached by someone to help invest in crypto currency node trading and I actually fell for it. It all stated with a different topic discussion and finally ended up with this. I did the first ...
- 115
5
votes
2
answers
2k
views
Discrepancy between Trade Republic's and company's reported dividend
I am new to investing and using Trade Republic for it. I was looking at the "events" of a company called Viscofan and note that all dividends listed are valued 0.00 euros. However, this ...
- 153
5
votes
4
answers
2k
views
Why would a fund managment "team" create multiple different companies?
As I'm doing some research about the EIIA preferred stock, I stumble upon an interesting find:
The EIIA preferred stock is marked as being owned by the Eagle Point Institutional Income Fund, of which ...
- 545
1
vote
0
answers
203
views
Should I seek Chapter 7 relief? [closed]
For twenty years I have had a decent income, allowing me to support my 6 children with no child support or spousal support. I never could afford to buy a home, but always paid the "extra" ...
- 11
1
vote
0
answers
131
views
Does SIPC protect securities that are rehypothecated because you have a margin balance?
I know that if you're enrolled in Fully Paid Securities Lending, any shares that are lent out through it if your brokerage fails won't be protected by SIPC.
Even if you aren't participating in Fully ...
3
votes
2
answers
2k
views
Do coast FIRE calculations apply only to the individual?
I just learned about the Coast FIRE strategy for retirement from a friend. One thing I couldn't ascertain is how it considers married filing jointly with single earner situations where the couple is ...
- 2,029
0
votes
0
answers
65
views
Do personal AGI limits apply to Commercial clean vehicle credit (45W) [Schedule C filer for tax year 2024]?
A quick Google/ChatGPT/GROK query indicated that high AGI does not phase out the Commercial Clean Air Vehicle Credit 45w.
Q: Would high AGI disqualify one from getting Commercial Clean Vehicle Tax ...
- 836
1
vote
1
answer
42
views
Who get the stock as a gift in MYO's SEC Form 4?
In the webpage :
https://www.sec.gov/Archives/edgar/data/1015994/000101599425000004/xslF345X05/ownership.xml
GUDONIS PAUL R,the CEO of MYO company,have disposed 10000 shares MYO in the form of "...
- 455
17
votes
5
answers
6k
views
Mysterious letters from two banks. Should I be worried?
I received a mysterious (physical) letter a few weeks ago, ostensibly from my bank (B of A).
There are several things about it that are fishy:
It refers to some inquiry/request that I allegedly made. ...
- 455
1
vote
1
answer
156
views
Tax payment, DHL, checks and on-line payment
I live in Japan, but I’m a U.S. citizen. My accountant tells me that I have to file a paper 1040 return this year, and the IRS requires that it be sent via DHL.
So, I sent the 1040 package off via DHL ...
- 455
0
votes
1
answer
78
views
How to calculate ISO exercise price?
Imagine a startup that had a 409A valuation at $10M with 8M shares outstanding and thus per share price of $10M/8M=$1.25.
Sometime after the 409A valuation, they issue 2M shares as ISO (incentive ...
- 953
1
vote
0
answers
49
views
How to get the precise amount in the cashflow command in hledger?
My hledger setup:
decimal-mark .
commodity kđ
commodity USD
D 1. kđ
How to get the precise amount in the cashflow command? It doesn't seem to accept the --round flag.
- 127
0
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0
answers
68
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Should I invest a lump sum now despite concerns of a market bubble? [duplicate]
I'm a long-term investor in my early 30s, primarily holding broad ETFs like VTI and VWO. I’ve recently come into a relatively large sum of money and am debating whether to invest it now.
That said, I ...
- 373
0
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1
answer
82
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Implied and Realized Volatility on Options Question
I am an amateur.
I recently, just started collecting daily option data. Around 1.2 million options publicly traded options every weekday. On the data I collect, there is the implied volatility of that ...
