Reading serial buffer taking newline character instead of user input

I am trying to compare whether the user input matches a user ID or not. When I read the input from serial, the program is taking the last character which is newline char '\n' and moving it into the char data value to compare against the stored user ID and I don't understand why it's taking the '\n' value instead of the actual user input.

int Gled = 7;
int Rled = 8;
int wait = 5000;
char UserID = "12345";
char data;
char incoming;

void setup() {
  Serial.begin(9600);
  pinMode(Gled,OUTPUT);
  pinMode(Rled,OUTPUT);
  Serial.println("Please Enter your username or ID:");
}

void loop() {
  if(Serial.available()>0) {
    while(1) {
      data=Serial.read(); //read user input and move to data char
      if(data !='\n')
        incoming = data; //if data doesn't equal newline data = incoming
      if (data == '\n')
        break; // newline char detected break
      if (data == -1) //continue reading all of user input
        continue;
      Serial.print(data);
      Serial.print(incoming);
    }
    Serial.println(incoming);
    if(incoming == UserID) { //if user input matches run statement
      digitalWrite(Gled, HIGH);
      Serial.println();
      Serial.println("Access Granted");
      Serial.println("Hello User Name");
      delay(wait);
      Serial.println("Login time exceeded, you are now logged out.");
      Serial.println("Reenter your UserID to log back in.");
      digitalWrite(Gled, LOW);
      Serial.end();
      Serial.begin(9600);
    } else if(incoming != UserID){
      //user input doesn't match run statement
      digitalWrite(Rled, HIGH);
      Serial.println();
      Serial.println("Access Denied");
      Serial.end();
      delay(wait);
      Serial.begin(9600);
      digitalWrite(Rled, LOW);
      Serial.println("Please Enter a Valid ID to Continue.");
    }
  }
}