Was recommended this by a friend. After an initial look over the app for security and data collection, I downloaded and have been able to attach a couple of most used accounts. Attaching your accounts is very straightforward, just have passwords to hand when you do. Once you’ve attached your accounts, the app recognises your bills and types of spending and automatically categorises them into a budget which best reflects your spending habits. You can adjust your budgets as necessary for example I don’t ordinarily spend huge amounts on health and beauty products but I do have several subscriptions and so I’ve adjusted my budget to reflect this but still keeping within my overall spending budget. Top tip, the more information you give the app, the better it works and the more use you’ll get from it such as recategorising certain bills or spending. The app will make recommendations on switching providers for bills etc and there are some deals that you’ll get only through the app but you’re not inundated with adverts which is a huge positive in my opinion. So far, so good..!

Myself and husband have different banks and wages and direct debits all over the place! I’m constantly logging into both apps transferring money and seeing what’s going in or out and trying to work out what we have left as spare after bills are paid …..well not anymore! This app a has saved so much time stress and money as you can see instantly after linking both accounts what’s going in and out and allocate all the joint bills and spending to customised folders ! I can see a true reflection now of what we spend on shopping / petrol / treats etc so between both banks with just one click on the relevant folder, I don’t even have to get my calculator out… ever again !!! Well done creators! Very easy to use, link and allocate income and outgoings. I love the fact I can put a little emoji picture for each folder 😂 the little things like that really help you to personalise it for your own ease of use! I’m so impressed!

This is my first App Store review and I feel I had to write it because I spent so long looking for an app that does this and couldn’t. There are higher rated, more popular budgeting apps I tried but this is the only one that does the following:- can track accounts automatically and is simple to adjust transactions (some are extremely difficult to exclude things like savings or all transfers in from your income which is annoying as it overestimates budget)- this actually allows you to create a budget you want overall and for areas and tracks it automatically - it’s automatic so you don’t have to input every single transaction- it gives you helpful “snoops” as to where you can save money or reduce spending - it is completely free for the bits you need (I used Emma before which was a bit difficult to individualise and after a period away from it you have to pay to even use it at all!) - it allows me to keep track of my finances, create a budget, see where I can cut down on spending and track this over time in a user friendly way and without any judgement! There are some other great apps out there like YNAB but for that you have to spend time to “learn” the system before you can use it which I didn’t really have time for. If you want something simple to track finances then this is the app for you!

What an app! When the price of an app is minus£240 within the first 10mins of using it you’ve got to give it 5 starts surely. It’s a beautifully laid out overview of where all your money is really going. My wife’s mobile bill was massive for no reason other than being 4 years old. Mine similarly too high. Switched to a great new provider right from within the app. Road tax being paid out on a car I sold months ago, all made much easier to spot than any of the online bank apps themselves. Even works with my Santander business account which didn’t even work with Santander’s own app for years. Amazing. One very happy customer. Update. This app is also essentially a comparison site, in that it looks at your bills and succinctly suggests a couple of better alternatives then makes it super easy to ‘switch’. Another £400 ish saved by the end of the year. It’s really very very good!